E-Consent

PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS

You are submitting a request to be connected to our marketing partners and third-party lenders. To offer and process your loan, these third-party lenders are required by law to provide you with certain communications, notices, disclosures, information and other materials (“Communications”). These third-party lenders must obtain your consent in order to provide you with these Communications electronically.

1. CONSUMER CONSENT

By submitting your request to be connected to lenders, you expressly consent and agree to receive all Communications required under law electronically. These Communications may be delivered to you via email or online at the website of the third-party lender. You further expressly consent that your electronic signature on agreements and documents has the same effect as if you signed them in ink.

2. SCOPE OF CONSENT

Your consent provided in Section 1 to receive Communications and to do business electronically applies to your request to us to be connected to third party lenders and to those third-party lenders. Your consents also apply to all online interactions between you and the third-party lenders, including those conducted via mobile devices.

3. WHAT YOU NEED – HARDWARE AND SOFTWARE REQUIREMENTS

In order to access and retain the Communications electronically, you will need the following:

Internet access through a browser that includes 128-bit encryption. Recommended browser standards are Microsoft Internet Explorer 8.0 and above, Mozilla Firefox 3.6 and above, Safari 7 or above.

Access to an e-mail account

Adobe Acrobat Reader 6 or above

A printer or the ability to print the Communications

Long term storage device (such as your computer’s disk drive) to retain a copy of the Communications

4. REQUESTING PAPER RECORDS

You may request paper copies at of any Communications at no charge to you by contacting the third-party lenders directly. Their contact information can be found on their website.

Because your consent may be required in order for some third-party lenders to respond to your request and return a quote, your consent may not be withdrawn during the referral process. However, if you are referred to one or more third party lenders, you may withdraw your consent to do business electronically directly with those third-party lenders.

6. LEGAL EFFECT

BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET