How Much Money Can I Borrow?
At Nation 21 Cash Loans, you can request loans as large as $10,000. The final amount will be determined by your lender based on your income, credit history, job information and other factors. If you have borrowed from a lender before, this may increase the amount you qualify for on subsequent loan requests.
How Many Loans Can I Get?
You may apply for more than one loan at a time, but Nation 21 recommends that you borrow only the amount you need. We strongly encourage you to borrow responsibly, i.e. take out one loan at a time and repay it, before taking out another.
What Are the Qualifications Necessary for a Loan?
In general, our lenders require the following minimum qualifications:
- Be a resident of the United States
- Possess an active checking account
- Have a job with a minimum income of $2,000 a month
We offers quick cash loans to customers with all types of credit, but a higher credit rating may improve chances of loan approval as well as the terms of available loans. Each lender has their own criteria for loan approval.
Can I Still Get a Loan with Bad Credit?
Yes. Nation 21 loans specializes in offering loans to borrowers of all types, including those with bad credit. Our lending partners will examine your credit history, but that is only one factor in determining loan approval.
Why Doesn’t Nation 21 Provide Exact Rates and Terms?
We helps borrowers find lenders willing to loan money to them. While we use our strong relationships with lenders to help find the right lender for you, we do not offer loans ourselves. The terms of any loan offer—which include APR, repayment period and loan amount—are determined by the lender. You will find these specific terms in the loan documents that the lender sends you upon approval.
How Will I Know If I Am Approved?
Once you submit your online application at Nation21, you should receive a response from lenders within minutes. If you have been approved, you will be redirected to your lender’s website automatically. If we can’t match you with a lender, you can still find loans or credit through many of our online financial partners that we can share with you.
Do I Have to Have a Job to Get a Loan?
While it is generally necessary to have a job, our lenders will consider special status like Self-Employed, Disability Income, Social Security Income or Pension.